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Leave Us a Review

Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

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Jim Nowakowski

March 25, 2024

5  out of  5 rating by Jim Nowakowski
"Luke Dix State Farm always pulls through! Customer service it on point!"
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Lidia Soto

December 21, 2023

1  out of  5 rating by Lidia Soto
"THIS OFFICE SAYS UNTRUTHFUL THINGS AND PUTS YOU IN DANGER YOU CAN GET IN LEGAL PROBLEMS WITHOUT INSURANCE AND THIS IS WHAT HAPPENED TO ME , IMAGINE MAKING YOUR MONTHLY PAYMENTS AND NOT BEING INSURED BUT BEING TOLD YOU ARE INSURED? AS ACUSTOMER BEING TOLD TO PAY $$ AND CHANGE PRICES ON YOU WITHOUT TELLING YOU? SPECIFICALLY CALLING THE AGENT EVERY MONTH? THIS IS SO UNFAIR PLEASE READ BE AWARE!!!! DO NOT TRUST THIS OFFICE. TOMMY , SOLD ME LIES I WAS TOLD TO PAY A QUOTE AND EVERY MONTH I WAS GETTING LETTERS THAT IT WAS CANCELED, CALLED HIM EVERY MONTH AND HE ASSURED ME MY POLICY WAS GOOD TO FIND OUT I WAS PAYING AND NOT BEING INSURED!! I HAVE A 2 YEAR OLD WHO WAS PUT A RISK BY NOT BEING INSURED, WHEN I MADE EVERY PAYMENT, I ASKED HIM WHAT WOULD HAVE HAPPENED IF ANY ACCIDENTS HAPPENED? HE SAID "I WOULD HAVE SPEAKED TO LUKE, YOU ARE FINE LIDIA" AFTER FIVE MONTHS OF THE SAME THING I SOPOKE TO ELIZABETH THE MANAGER AND SHE SAID I WAS ENTITLED TO PAY A QUOTE I WAS NEVER TOLD. THEY STOLED MY MONEY ITS CAUSING ME EMOTIONAL DISTRESS. IF YOU HAVE A FAMILY THAT YOU LOVE DO NOT GO THROUGH THIS YOU WILL BE CHARGE FOR NOT BEING INSURED. DO NOT I REPEAT DO NOT TRUST TOMMY, TAMMY I HAVE PROOF AND LINES WERE RECORDED."
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Jessica Muto

November 23, 2023

5  out of  5 rating by Jessica Muto
"Larry was very helpful with my business insurance policies including GL and auto, as well as umbrella and personal auto policies. He was very responsive and paid attention to detail, which was important when I sold my company and had to transfer my policies."
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Christine Adame

November 21, 2023

5  out of  5 rating by Christine Adame
"We changed our insurance agents and that was the best choice we could of made. Larry is our agent and has been outstanding, they take care of all our insurance needs for our business in Las Vegas. I have a fleet of vehicles and they insure them all as well as our company liability insurance. This month we are also changing over our personal insurance to them as well. If I can intrust them with my company and fleet you are in good hands!!!"
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Frank Erardi

November 3, 2023

5  out of  5 rating by Frank Erardi
"As a business owner I am so appreciative of people that take pride in customer service! Let’s face it there are a bunch of insurance companies but none have better service than Larry Tomon and this Oceanside Ca. State Farm office! This is my first time with State Farm. Not only did they save me money they helped me get coverage quickly with after hour phone calls when I was needing coverage when a previous policy expired. At first I couldn’t believe it a 730 pm phone call. Most Customer service is a downhill spiral of waiting on a phone listening to music and being transferred to a person reading a script! I was talking to Larry who I know and asked how I was doing. Larry made sure I was taken care of and that saved me money, time and I truly felt like my business was important to them! Outstanding job well done and thank you Larry you have my business from now on!"
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Duane Dhillon

November 1, 2023

5  out of  5 rating by Duane Dhillon
"I have all my auto renters and boat Insurance through Luke Dix State Farm. professional fast service. Joseph Frazier did a great job getting me what I needed fast."
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Andrew A

November 1, 2023

5  out of  5 rating by Andrew A
"Talk to Alex Medina, he is an amazing agent that actually cares....thanks for helping me in this crazy market."
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B S

October 20, 2023

2  out of  5 rating by B S
"Lack of response, promise to call back and do not. Stopped offering renters insurance. Been with State Farm a while and now I finally feel like a number."
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Dawn Fable

August 4, 2023

5  out of  5 rating by Dawn Fable
"Nick was incredibly helpful as I navigated a complex situation insuring my dad’s car. Service is first-rate!"
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pat cutbirth

May 19, 2023

5  out of  5 rating by pat cutbirth
"great insurance group, quick and easy to get things done efficiently highly recommend"
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Jack H

May 3, 2023

5  out of  5 rating by Jack H
"State Farm was amazing! We have been with another company for 40 years. Went with SF on our RV, better rates. 3 yrs and a horrible accident later, they settled our claim in under 2 weeks. We are still dealing with the other company for our truck. Mercedes Jones (claims) and Nick Caldwell (agent) went so far above what I expected. Jake, you got some competition!"
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Chad Sobek

April 26, 2023

5  out of  5 rating by Chad Sobek
"Luke and his team took such good care of me and my family! I wouldn’t go for insurance anywhere else even if it’s half the price. I wish he was my dad in real life."
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Ray gutierrez

April 13, 2023

5  out of  5 rating by Ray gutierrez
"Amazing work always gives the best prices, always to talk to Alex Medina"
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Katie Garland

April 7, 2023

5  out of  5 rating by Katie Garland
"When I first moved to Oceanside and started looking for car insurance, I worked with 2 other state farm companies before settling on Luke Dix. The first two were super aggressive and requesting information that should not be sent over email. I was happy to find Alex Medina because he was very patient with me. He took the time and sat down with me and explained in great detail what my insurance options were and what every part of the policy meant to me personally. I learned more during that sit down discussion about insurance than ever in my entire 40 plus years of life. And I knew that I made the right choice when my old DMV gave me problems 6 months later and Alex once again stepped up in fixing the issue. I could not recommend them enough. They have been super helpful, attentive, and speedy in helping me resolve any issues."
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Jonathan Rios

March 8, 2023

5  out of  5 rating by Jonathan Rios
"Worked with Nick on my policy as a first time homebuyer and he could not have made the experience any easier! Not only was he quick in response, but he was very thorough in ensuring my policy was right for my specific needs. Once everything was ready, he looped in my lender to make my closing process as seamless as possible. Thank you, Nick!"
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Tural Safarov

February 21, 2023

5  out of  5 rating by Tural Safarov
"Very nice 👍"
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Aaron Bartold

January 31, 2023

5  out of  5 rating by Aaron Bartold
"Very helpful, and always gave me a answer to my question. helped me find the most coverage for the most affordable price"
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Tim N

January 17, 2023

5  out of  5 rating by Tim N
"My guy Nick helped me out a lot. Super responsive super helpful. Stoked"
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Pamela Branigan

January 17, 2023

5  out of  5 rating by Pamela Branigan
"Joe Frazier, Account Manager is highly knowledgeable and personable in Home Owners Insurance. I would highly recommend his Insurance Services. P. Branigan, APM Mortgage"
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harrison m

January 5, 2023

5  out of  5 rating by harrison m
"was very timely and a great guy to work with!"
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Garrett Seibert

December 21, 2022

5  out of  5 rating by Garrett Seibert
"I made the switch from wawanesa over to state farm about a year and a half ago. Thus far, I've had a very positive experience with luke dix state farm in oceanside, handling both my auto and home insurance policies. State farm was also able to insure my ADU when not many other companies would. Joseph Frazier has been a great agent, very responsive and always helpful. I highly recommend them for any insurance needs."
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Chris Coco

November 10, 2022

5  out of  5 rating by Chris Coco
"I work with Nick Caldwell- Always very responsive, even after hours. Helped me with a policy that makes the most sense for my needs. Can't recommend enough"
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Jonathan Henry

November 8, 2022

5  out of  5 rating by Jonathan Henry
"I had excellent service. Nick and everyone who assisted me were very polite and engaging. All of my questions were answered and concerns were addressed in a friendly and professional manner."
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Guadalupe Ramos

November 2, 2022

5  out of  5 rating by Guadalupe Ramos
"Great experience, Alex was such good help, great customer support definitely recommending them to my friends and family."
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Haley Alvarez

October 21, 2022

5  out of  5 rating by Haley Alvarez
"Michael was great. Followed up with us. Got us the best rate. Worked within our budget. Was definitely trying to help us more than sell us."