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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.


Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

pat cutbirth

May 19, 2023

5  out of  5 rating by pat cutbirth
"great insurance group, quick and easy to get things done efficiently highly recommend"

Jack H

May 3, 2023

5  out of  5 rating by Jack H
"State Farm was amazing! We have been with another company for 40 years. Went with SF on our RV, better rates. 3 yrs and a horrible accident later, they settled our claim in under 2 weeks. We are still dealing with the other company for our truck. Mercedes Jones (claims) and Nick Caldwell (agent) went so far above what I expected. Jake, you got some competition!"

Chad Sobek

April 26, 2023

5  out of  5 rating by Chad Sobek
"Luke and his team took such good care of me and my family! I wouldn’t go for insurance anywhere else even if it’s half the price. I wish he was my dad in real life."

Ray gutierrez

April 13, 2023

5  out of  5 rating by Ray gutierrez
"Amazing work always gives the best prices, always to talk to Alex Medina"

Katie Garland

April 7, 2023

5  out of  5 rating by Katie Garland
"When I first moved to Oceanside and started looking for car insurance, I worked with 2 other state farm companies before settling on Luke Dix. The first two were super aggressive and requesting information that should not be sent over email. I was happy to find Alex Medina because he was very patient with me. He took the time and sat down with me and explained in great detail what my insurance options were and what every part of the policy meant to me personally. I learned more during that sit down discussion about insurance than ever in my entire 40 plus years of life. And I knew that I made the right choice when my old DMV gave me problems 6 months later and Alex once again stepped up in fixing the issue. I could not recommend them enough. They have been super helpful, attentive, and speedy in helping me resolve any issues."

Jonathan Rios

March 8, 2023

5  out of  5 rating by Jonathan Rios
"Worked with Nick on my policy as a first time homebuyer and he could not have made the experience any easier! Not only was he quick in response, but he was very thorough in ensuring my policy was right for my specific needs. Once everything was ready, he looped in my lender to make my closing process as seamless as possible. Thank you, Nick!"

Tural Safarov

February 21, 2023

5  out of  5 rating by Tural Safarov
"Very nice 👍"

Aaron Bartold

January 31, 2023

5  out of  5 rating by Aaron Bartold
"Very helpful, and always gave me a answer to my question. helped me find the most coverage for the most affordable price"

Tim N

January 17, 2023

5  out of  5 rating by Tim N
"My guy Nick helped me out a lot. Super responsive super helpful. Stoked"

Pamela Branigan

January 17, 2023

5  out of  5 rating by Pamela Branigan
"Joe Frazier, Account Manager is highly knowledgeable and personable in Home Owners Insurance. I would highly recommend his Insurance Services. P. Branigan, APM Mortgage"

harrison m

January 5, 2023

5  out of  5 rating by harrison m
"was very timely and a great guy to work with!"

Garrett Seibert

December 21, 2022

5  out of  5 rating by Garrett Seibert
"I made the switch from wawanesa over to state farm about a year and a half ago. Thus far, I've had a very positive experience with luke dix state farm in oceanside, handling both my auto and home insurance policies. State farm was also able to insure my ADU when not many other companies would. Joseph Frazier has been a great agent, very responsive and always helpful. I highly recommend them for any insurance needs."

Chris Coco

November 10, 2022

5  out of  5 rating by Chris Coco
"I work with Nick Caldwell- Always very responsive, even after hours. Helped me with a policy that makes the most sense for my needs. Can't recommend enough"

Jonathan Henry

November 8, 2022

5  out of  5 rating by Jonathan Henry
"I had excellent service. Nick and everyone who assisted me were very polite and engaging. All of my questions were answered and concerns were addressed in a friendly and professional manner."

Guadalupe Ramos

November 2, 2022

5  out of  5 rating by Guadalupe Ramos
"Great experience, Alex was such good help, great customer support definitely recommending them to my friends and family."

Haley Alvarez

October 21, 2022

5  out of  5 rating by Haley Alvarez
"Michael was great. Followed up with us. Got us the best rate. Worked within our budget. Was definitely trying to help us more than sell us."

liam alba

October 20, 2022

5  out of  5 rating by liam alba
"My experience with State Farm has been the absolute best you could expect when dealing with auto insurance. Their rates are great and coverage as well, but nothing would matter without their agents. Nick Caldwell has been my agent since I first joined a couple years ago and he has made all my auto finances super easy to deal with. He is always on top of things and gets back to me with urgency. He has a high degree of integrity and is very reliable. As far as I know I will be with State Farm with Nick as my agent until he retires."

Haley P

October 14, 2022

5  out of  5 rating by Haley P
"Nick was very helpful and professional. He was efficient and not pushy, which I really appreciated. Thank you!"

Lenzo Burry

October 10, 2022

5  out of  5 rating by Lenzo Burry
"They take care of you no matter what and they will work you, I love State Farm been with them for years give them a chance."

Brandon Kapelow

October 10, 2022

5  out of  5 rating by Brandon Kapelow
"Excellent, personal customer service! I use this office for all of my insurance policies, from home to car to earthquake and beyond. Always prompt and incredibly helpful, would highly recommend!"

T Madrid

September 29, 2022

5  out of  5 rating by T Madrid
"Nick is excellent!! He is punctual, courteous, and knowledgeable with everything he’s does. We can’t thank him enough!! I would refer him to anyone!!"

Bailey Byers

September 29, 2022

5  out of  5 rating by Bailey Byers
"Nick was Super helpful and fast to answer all questions! Highly recommend"

Pamela J

September 26, 2022

5  out of  5 rating by Pamela J
"Nick Caldwell was responsive, friendly, professional, and answered every question I had and more. He worked throughout the weekend to complete my requests and explained each change and step in detail. I highly recommend Nick to serve your insurance needs."

Agnieszka Luszcz

September 22, 2022

5  out of  5 rating by Agnieszka Luszcz
"After two negative experiences with Geico and Progressive it’s safe to say I found something that was right for me. Luke took his time going over options, asked questions to ensure he was providing me the right fit and made it a seamless process. I feel extra safe knowing I can call him or his team of agents directly for help in the event of an accident. I know I’ll be with State Farm for a long time because of this experience. I would strongly recommend Luke as someone to help you get insured."

McKenna Mills

September 14, 2022

5  out of  5 rating by McKenna Mills
"Working with Nick Caldwell makes insurance so easy! He’s so good at his job. He is easy to get a hold of, he answers any questions I have quickly, and always asks about the family. It feels like working with a friend when working with Nick."